Financial Planning Services
Financial Planning Services
Initial Onboarding Process
INTRODUCTORY PLANNING MEETING
Designed to help us gain a high level understanding of your financial goals, expectations, and timeline.FINANCIAL PLANNING KICKOFF MEETING
Designed to help us gain a more in-depth understanding of your current financial situation.MONEY PSYCHOLOGY MEETING
Designed to help us gain an understanding of your attitudes and beliefs surrounding money.INVESTMENT PLANNING MEETING
Designed to help us determine the appropriate mix of stocks, bonds, and other asset classes within your investment portfolio.PLAN IMPLEMENTATION MEETING
Development of a customized financial plan: including observations, recommendations, and a step-by-step financial action plan.
Ongoing Planning Services
RISK TOLERANCE ASSESSMENT AND INVESTMENT PORTFOLIO CONSTRUCTION
INCOME AND CASH FLOW ANALYSIS
COMPANY RETIREMENT PLAN ALLOCATION ANALYSIS (401K, 4038, TSP, ETC.)
ANNUAL TAX RETURN PREPARATION AND FILING (FEDERAL & STATE)*
ANNUAL EQUITY COMPENSATION ANALYSIS
ESTATE PLAN ANALYSIS, DOCUMENT PREPARATION AND FILING*
INSURANCE NEEDS ANALYSIS
NEW HOME PURCHASE/MORTGAGE ANALYSIS
EDUCATION SAVINGS PLAN ANALYSIS
What Do We Charge?
Annual Financial Planning Fee Structure
Portfolio size refers to all accounts over which Capital Area Planning Group, LLC has discretion. These typically include brokerage accounts, trusts, IRAs, small company 401(k)s, and 529s.
Our services are best suited for those with investible assets of at least $1,000,000.
Fee tiers are applied proactively. For example, a household that starts at $800,000 and grows to $1,000,000 will receive and lock in the lower fee once the threshold is crossed.